India access, records, and local law
We publish this legal page for India so you can check access, account handling, and record use before you open your account. Where local law permits access, the same rule set applies on mobile and desktop, and any restricted action waits for the required check. If
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a request touches UPI, Paytm, or PhonePe records, we may ask for extra verification so the trail matches the account holder and the request is not processed against the wrong profile. We keep the wording plain: what data we hold, why we hold it, how long
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it stays in our systems, and which team can change it after a valid request. Cookies help us remember session state and security settings, and you can ask about them through support. If local law changes, we update this page and apply the new rule before
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we let the account move ahead. We do not hold records longer than needed unless a legal duty asks us to.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.